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      Pay It Forward

      At the heart of SFF is a powerful, interconnected community. "Pay It Forward" nurtures the next generation of FinTech leaders through shared knowledge and collaboration.

      • 18–20 November 2026, 12:30pm–4:30pm
      • PIF Lounge, Hall 3, Singapore EXPO
      How to take part Meet the mentors
      Pay It Forward mentoring at SFF

      2026 Pay It Forward Tracks

      • Software Engineering & Building

      • AI & Data

      • Product & Project Management

      • Cybersecurity, Risk & Compliance

      • Marketing, Content & Community

      • Business, Finance & Strategy

      • Entrepreneurship & Startups

      • Public Policy, Government & Social Impact

      • Still Figuring It Out

      Mentor or Mentee

      • A mentor and a mentee in conversation at SFF

        Applications are now open

        Mentor

        How it works

        1. Register – Register your interest via the form by 30 Oct 2026. Successful applicants will have their mentor profile created for the app.
        2. Set Your Availability – Commit at least 2 hours between 12:30–4:30pm, 18–20 Nov 2026 at the PIF Lounge (Hall 3).
        3. Meet Mentees – Approve requests in the app; meetings will be scheduled automatically with table assignments.

        Why join

        • Shape the Future
        • Expand Your Influence
        • Lead the Conversation
      • A mentee meeting a mentor at the PIF Lounge

        Mentee

        How it works

        1. Register – Sign up for your SFF Pass and under 'Your Organisation and Role', indicate your interest in the SFF Mentorship Programme.
        2. Get Set Up - If successful, you'll receive a welcome email prompting you to download the SFF app and review the programme guidelines.
        3. Request Meetings – Submit requests through the app by answering a short prompt. Mentors review each request and decide whether to connect based on their availability and fit with your goals.
        4. Connect & Learn – Confirmed meetings are automatically scheduled with a table assigned at the PIF Lounge.

        Why join

        • Access Leaders
        • Turn Insights into Action
        • Grow Your Network

      2026 Mentors

      All mentors
      Ms Monica Agarwal

      Ms Monica Agarwal

      CHRO

      WorkForm

      Track Still Figuring It Out

      View LinkedIn profile (opens in a new tab)

      CHRO and founder who builds people systems for regulated financial services businesses scaling from Series C to post-IPO. Twenty years across banking, fintech, digital insurance and personal finance platforms in APAC, spanning NASDAQ-listed, MAS/OJK/SC regulated, multi-entity organisations. I've led through the moments that actually test a people function: a post-IPO turnaround, an AI-led operating model redesign, a culture turnaround from Glassdoor 1.7 to 4.2 in 12 months, and four M&A integrations with 100% retention. Right now I'm advising founders and CEOs through WorkForm. I report to Group CEOs, and I've presented directly to Boards and EXCOs. I also sit on a non-profit Board.