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      PayNow Gen2 Festival Guide

      Where to find PayNow Gen2 at SFF 2026: five panels, eight short talks at the ABS booth and live demos at nine industry booths.

      • 18–20 November 2026
      • Singapore EXPO
      View Sessions View Demos
      A packed exhibition hall at Singapore EXPO during Singapore FinTech Festival

      What Is PayNow Gen2?

      PayNow has been part of everyday life in Singapore for nearly a decade. More than 90% of the population and around 350,000 businesses use it to send and receive money instantly.

      PayNow Generation 2 (PayNow Gen2) is a joint study by the Monetary Authority of Singapore (MAS) and the Association of Banks in Singapore (ABS) into what the national instant payments system should do next. Its first report, in June 2026, named QR interoperability between PayNow and NETS QR, and deep-linking for online checkout, among its priority enhancements.

      Read the Study

      PayNow Gen2 Sessions

      Speakers from leading banks, payment networks, and technology companies tackle the big questions shaping the future of instant payments in Singapore and beyond.

       
      • Merchant Agenda, Merchant Experience Zone (Hall 6)
      • Policy Stage, Hall 3
      • ABS Booth talks

      Wednesday 18 November

      • 11:30am–12:00pmWed 18 NovMerchant AgendaMerchant Experience Zone (Hall 6)Open

        One QR, Multiple Networks: Advancing QR Interoperability for Merchants in Singapore

        Merchant AgendaMerchant Experience Zone (Hall 6)Open

        About this session

        What does it take to make a single QR code work seamlessly across every payment network? This session explores the technical and commercial realities of QR interoperability, and what it means for merchants and consumers in Singapore.

      • 2:00–2:30pmWed 18 NovABS BoothHall 6, Booth 6MR-2-1

        PayNow for Business: Faster Payments, Smarter Workflows

        ABS BoothHall 6, Booth 6MR-2-1

        DBS and Stripe

      • 2:35–3:05pmWed 18 NovABS BoothHall 6, Booth 6MR-2-1

        QR Interoperability and the SGQR+ Switch: From Proof of Concept to Commercial Reality

        ABS BoothHall 6, Booth 6MR-2-1

        Visa and Wise

      • 3:10–3:40pmWed 18 NovABS BoothHall 6, Booth 6MR-2-1

        Beyond Deep-Linking: Alternative Checkout Models and the Bank’s Role

        ABS BoothHall 6, Booth 6MR-2-1

        Google and OCBC

      • 3:45–4:00pmWed 18 NovABS BoothHall 6, Booth 6MR-2-1

        Building the Rail: Infrastructure Foundations for PayNow Gen2

        ABS BoothHall 6, Booth 6MR-2-1

        BCS

      • 4:00–4:30pmWed 18 NovPolicy StageHall 3, Singapore EXPOOpen

        Who Builds the Bridge Between National Payment Schemes; and Who Owns the Toll?

        Policy StageHall 3, Singapore EXPOOpen

        About this session

        National instant payment schemes are proliferating around the world, yet most remain valuable only within their own borders. As domestic networks mature, the next source of value lies not in individual schemes, but in the bridges that connect them.

        This session explores the emerging cross-border interoperability layer: who is building it, how common messaging standards and technical frameworks make it possible, and how governance, costs, revenues, and risks are shared among the parties involved. The discussion will examine the different models being adopted globally, from bilateral connections to multilateral networks and shared infrastructure platforms.

        Participants will leave with a clearer understanding of where payment interoperability is succeeding in practice, what challenges remain, and the trade-offs between different connectivity approaches.

        One of the central questions the panel will explore is: when one country's instant payment scheme needs to communicate with another's, who builds the bridge, and who owns the toll?

      Thursday 19 November

      • 11:30am–12:00pmThu 19 NovMerchant AgendaMerchant Experience Zone (Hall 6)Open

        Expanding Payment Choice: Enabling PayNow for the Everyday Merchant

        Merchant AgendaMerchant Experience Zone (Hall 6)Open

        About this session

        PayNow is already ubiquitous for consumers, but how do merchants unlock its full potential at the point of sale? This session looks at how PayNow can be made even more accessible and versatile for everyday merchant use.

      • 2:00–2:15pmThu 19 NovABS BoothHall 6, Booth 6MR-2-1

        Inclusive QR: Bringing More Players onto the PayNow Ecosystem

        ABS BoothHall 6, Booth 6MR-2-1

        NETS

      • 2:20–2:50pmThu 19 NovABS BoothHall 6, Booth 6MR-2-1

        The Network Effect: Cross-Border QR, Outbound Payments and Global Interoperability

        ABS BoothHall 6, Booth 6MR-2-1

        Ant International and Liquid Group

      • 2:55–3:25pmThu 19 NovABS BoothHall 6, Booth 6MR-2-1

        Agentic Commerce: What Payment Rails Need to Support Autonomous Transactions

        ABS BoothHall 6, Booth 6MR-2-1

        Amazon and UOB

      • 3:30–4:00pmThu 19 NovABS BoothHall 6, Booth 6MR-2-1

        Beyond the QR: Can Tokenisation Unlock New Ways to Pay?

        ABS BoothHall 6, Booth 6MR-2-1

        Mastercard and NETS Solution

      • 3:30–4:00pmThu 19 NovPolicy StageHall 3, Singapore EXPOOpen

        Agentic Payments: Are Our Rails Ready?

        Policy StageHall 3, Singapore EXPOOpen

        About this session

        For decades, payment systems have been designed around human behaviour. AI agents could upend those assumptions. Unlike humans, agents do not care about rewards, interfaces or brand loyalty. They optimise for speed, cost, reliability and programmability. As agents begin making payments on behalf of users and businesses, they may transact at a scale and frequency never seen before, and they will do so without the friction, loyalty, and psychology that payment systems have long relied upon to manage risk and drive behaviour.

        This raises three questions. Can machines be trusted to make payments using our rails, and who is accountable when something goes wrong? Can agents genuinely serve users and merchants better than today's systems, or do they simply add a layer of opacity between people and their money? And what does the next generation of payment infrastructure need to look like to make agentic commerce safe, inclusive, and scalable? As PayNow Generation 2 considers capabilities relevant to agentic commerce, this session tackles all three.

      Friday 20 November

      See PayNow Gen2 in Action at the ABS booth

      Hall 6, Booth 6MR-2-1

      • PayNow Gen2 Info WallThe study’s three themes and seven enhancements, and the indicative roadmap. Scan its QR codes for the Phase 2 report and the industry booths.
      • Mini Speaker SeriesEight short talks on QR interoperability, checkout, tokenisation and agentic payments.18 and 19 November, 2–4pmSee the talks
      • Nine Demo BoothsThe booth points you on to the industry partners showing PayNow Gen2 across Halls 2 and 3.Follow the balloons

      Live Demos at Nine Industry Booths

      Look for the PayNow Gen2 balloon above each booth. Open a booth below to see what it’s showing.

      • 2A34DBSOne tap from checkout into DBS digibank or PayLah!Deep-linking checkout

        Experience PayNow Gen2 deep-linking in action: no more saving QR codes or switching apps to complete an online payment. See how a single tap takes you from merchant checkout straight into DBS digibank or PayLah! for instant payment approval.

        Hall 2, Booth 2A34

      • 2A43HSBCA deep-linking proof of concept for online shoppingDeep-linking checkout

        Experience PayNow Gen2 deep-linking through HSBC’s proof of concept: authenticate, approve and return to the merchant’s website in just a few taps, with no QR code downloads or manual app-switching. See how deep-linking could transform everyday e-commerce payments into a smoother, more intuitive experience.

        Hall 2, Booth 2A43

      • 2B01Ant InternationalSingle-tap QR payments for online shopping and government servicesDeep-linking checkout

        See PayNow Gen2 deep-linking transform online QR payments, replacing manual steps like saving and uploading QR codes with a single-tap flow from checkout to payment confirmation. Drop by for interactive demos across e-commerce and government payment use cases.

        Hall 2, Booth 2B01

      • 2B34NETSPayNow for tourists, through the NETS AppInclusive QR

        Discover how the NETS App is making PayNow accessible to tourists and financially dependent residents as an inclusive QR payment option. See how visitors can top up and pay like a local at merchants across Singapore, with a glimpse into future NFC tap-to-pay capabilities.

        Hall 2, Booth 2B34

      • 2E13UOBPayNow Checkout inside a live-selling streamDeep-linking checkout

        Experience how PayNow Checkout uses deep-linking to enable a seamless payment journey in a Live Selling environment, while demonstrating its versatility beyond traditional ecommerce.

        Hall 2, Booth 2E13

      • 2E25StripeFrom Stripe Checkout to your banking app and backDeep-linking checkout

        Stripe will be presenting an interactive demo showcasing an envisioned PayNow deep-linking experience for mobile ecommerce. The demo follows a customer from their shopping cart through Stripe-hosted Checkout, where they select PayNow as a payment method and seamlessly open their preferred banking app, such as DBS, or switch to another participating bank, to review and approve the payment. Once completed, the customer is redirected to the merchant’s order confirmation page, illustrating how app-to-app handoffs could create a faster, more intuitive PayNow checkout journey.

        Hall 2, Booth 2E25

      • 2F01MastercardBank-account checkout, shown with UOB and GoogleAccount-to-account checkout

        See how embedded payments and A2A Commerce can bring the next generation of PayNow checkout to life, from guest checkout to single-tap linked payments via your bank account. Mastercard, together with UOB and Google, demonstrates how a shared network approach simplifies connectivity and scales seamless account-to-account payment experiences.

        Hall 2, Booth 2F01

      • 2H34OCBCA live HeyTea checkout in the OCBC appDeep-linking checkout

        Experience PayNow Gen2 deep-linking through a live HeyTea checkout demo: skip the QR upload and go straight from bubble tea selection to payment confirmation in the OCBC app. See how deep-linking makes everyday online payments faster, simpler and completely frictionless.

        Hall 2, Booth 2H34

      • 3D45Liquid GroupRoamQR: pay overseas with the app you already useQR interoperability

        Experience QR interoperability in action with RoamQR, connecting payment networks so travellers can pay overseas using their familiar apps, and tourists can pay like a local in Singapore with LiquidPay. With Roameo Agentic AI, discover merchants and unlock exclusive offers across RoamQR-connected destinations.

        Hall 3, Booth 3D45

      See PayNow Gen2 live at SFF 2026, 18–20 November.

      Get Your Pass See the Full Agenda