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      Jeremy Tan

      Jeremy Tan

      Founder & Chief Executive Officer

      Liquid Group Pte Ltd

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      Jeremy Tan is the Founder and CEO of Liquid Group, a Singapore-headquartered Major Payment Institution operating the interoperability layer for global payments. Through Roam, its Network of Networks, Liquid Group connects domestic payment systems and payment providers across markets, enabling seamless cross-border payment connectivity, clearing and settlement.
      Jeremy serves on Singapore’s Payments Council at the Monetary Authority of Singapore (MAS), Co-Chairs the Payment Sub-Committee of the Singapore FinTech Association (SFA), and is a Board Member of the Singapore Payments Network (SPaN). He is also Singapore’s Representative to the East Asia Business Council (EABC), where Singapore co-chairs the Working Group on Digital Economy alongside Japan, and serves on the Malaysia-Singapore Business Council (MSBC).

      His work focuses on the evolution of global payment infrastructure, including the interoperability of domestic real-time payment networks and the emerging role of new technologies and forms of money in how payments are initiated, cleared and settled.

      Speaking at SFF 2026

      • 11:30am–12:00pmWed 18 NovMerchant AgendaMerchant Experience Zone (Hall 6)Open

        Others

        One QR, Multiple Networks: Advancing QR Interoperability for Merchants in Singapore

        Merchant AgendaMerchant Experience Zone (Hall 6)Open

        About this session

        Singapore's QR payment landscape has come a long way, but acceptance is not yet fully interoperable. Customers may still find that their preferred banking or payment app does not work at a particular QR merchant. For inbound visitors, cards work well across much of Singapore, but gaps remain at hawker centres and smaller merchants, where those without supported payment apps may still need to use cash.
         
        PayNow Generation 2 has outlined the next step: a proposed SGQR+ switch that would provide a common routing layer across participating payment schemes and merchant networks, while preserving existing infrastructure and merchant-acquiring relationships. The opportunity is broader acceptance without requiring every network to establish separate connections with every other network.
         
        But interoperability is not just a technical question. It is also a commercial and operational one. Who pays when a transaction crosses networks? How should it be routed and settled? What happens when something goes wrong? And can broader acceptance be delivered without undermining the low-cost economics that merchants value? These are among the design questions that still need to be worked through.
         
        This session brings together payment networks and ecosystem players to examine what a more interoperable QR future could mean at the merchant counter: broader domestic and tourist acceptance, scalable network connectivity, sustainable economics and a payment experience that merchants can rely on transaction after transaction.

      • 3:20–3:50pmFri 20 NovPolicy StageHall 3, Singapore EXPOOpen

        Policy Rewiring

        Beyond Faster Payments: What’s Still Holding Cross-Border Payments Back?

        Policy StageHall 3, Singapore EXPOOpen

        About this session

        For years, the payments industry has shared one ambition: make cross-border payments faster, cheaper, more transparent and more inclusive. Progress has been made, but the hardest problems are no longer technical. Firms moving money across borders still face differing compliance requirements, inconsistent standards, limited interoperability and persistent first- and last-mile frictions. These costs fall hardest on merchants and small businesses.

        With the G20’s 2027 targets for cross-border payments approaching, the question is what can actually be delivered, and by whom.

        This session brings together practitioners who move money across borders every day, from merchant acquiring and cross-border platforms to the fintech industry. It looks at Asia’s corridors, where markets operate at very different stages of development. Which bottlenecks cost businesses most? What has worked in practice? And where does industry need to act together, or need policymakers to step in, to turn ambition into measurable progress?