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Ronit Ghose
Industry Fellow - Centre for Finance, Technology and Regulation
Cambridge Judge Business School
Financial services strategist and senior executive. Almost 30 years at Citi - ran global financials research and latterly the future of finance advisory team. Now helping entrepreneurs grow in the future of finance space. External advisor at Bain, Industry Fellow at Cambridge University Judge Business School.
Speaking at SFF 2026
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4:15–4:30pmWed 18 NovIgnite StageHall 5, Singapore EXPOOpen
Technology Rewiring
Connecting the QR World: Bringing Singapore to Japan through JPQR Global - Powered by NETSTARS
About this session
The JPQR Global enables interoperability between Japan’s JPQR and unified QR payment standards in countries around the world. Consumers from participating countries can simply use their familiar home-country payment apps to pay at participating merchants in Japan. Likewise, participating Japanese payment services can be used at merchants accepting the national QR payment standards of participating countries. JPQR Global already supports inbound payments from Cambodia through KHQR and from Indonesia through QRIS. Today marks another important milestone as Singapore joins the JPQR Global network, further expanding the cross-border QR payment ecosystem and bringing Japan closer to a truly connected global payment network.
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10:50–11:25amThu 19 NovFestival StageHall 1, Singapore EXPOPremiumModerator
Technology Rewiring
From Intelligence to Action: The New Architecture of Competitive Advantage
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Tal CohenPresidentNasdaq
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Richard PuVice PresidentTencent
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Leong Yung CheeGroup Chief Financial OfficerUOB
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Richard WormaldPresident, Asia PacificMastercard
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Ronit GhoseIndustry Fellow - Centre for Finance, Technology and RegulationCambridge Judge Business SchoolModerator
About this session
AI is moving beyond generating insights and assisting decisions to taking action — planning, coordinating and executing increasingly complex workflows. This shift towards agentic AI has implications far beyond technology, challenging the operating models, organisational structures and assumptions through which businesses have traditionally competed. As intelligence becomes more accessible, competitive advantage may depend less on who has the best AI and more on who can redesign their organisation, infrastructure and decision-making to turn intelligence into outcomes at scale. This session explores how agentic AI is reshaping the architecture of business from the systems that connect people, data and machines to the operating models that enable speed, adaptability and differentiation. In a world where AI can act, what will separate the leaders from the laggards and where will tomorrow’s competitive advantage really reside?
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2:30–2:45pmThu 19 NovFrontier StageHall 6, Singapore EXPOPremiumModerator
Technology Rewiring
Trust by Design: Building the Future of Digital Assets in Asia - Powered by Coinbase
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Joe SalamaChief Compliance OfficerCoinbase
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Ronit GhoseIndustry Fellow - Centre for Finance, Technology and RegulationCambridge Judge Business SchoolModerator
About this session
As digital assets become increasingly integrated into the financial system, trust is becoming a competitive advantage. What does it take to build digital-asset infrastructure that consumers, businesses and institutions can rely on?
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3:30–3:45pmThu 19 NovIgnite StageHall 5, Singapore EXPOOpen
Technology Rewiring
Corridors, Not Countries: Why the Next Fintech Map Runs Gulf-Asia-Africa - Powered by Skyro
About this session
Trade, capital and talent are flowing along new South-South corridors, and the fintech map is being redrawn across the Gulf, Asia and Africa. This podcast-style conversation unpacks what scales across these markets, what must be rebuilt locally, and how to build the trusted networks that make emerging corridors work.
