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Roseate Wagner
General Manager of Americas
Ant Group
20+ years of global financial service veteran, Roseate Wagner is the General Manager of Americas at Ant Group. Having joined the company in early 2018, Roseate has taken on various roles within the organization, including but not limited to Head of Americas Institutional Partnerships, Head of Americas customer fund management, as well as Ant’s Antom business in America etc.
Before joining Ant, Roseate was the Head of U.S. Bank’s digital money movement organization, helping establish the bank as an industry leader in US digital banking space – the first bank to introduce instant payment with Zelle, the 2017 America Bank Monitor Gold Medal winner on P2P and Bill Pay.
Prior to that, she spent 10+ years in investment banking at Lehman Brothers Japan, Bank of American Merrill Lynch, built back-office systems for FX trading, set up Straight-Through-Process for Futures/Options trading, created global client connectivity network for Equity Trading, and constructed award-winning strategies for algorithmic and high frequency trading.
Speaking at SFF 2026
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2:40–3:20pmThu 19 NovFutureMatters StageHall 5, Singapore EXPOPremium
Technology Rewiring
Who Owns the Moment an Agent Decides to Pay?
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Adit GadgilSenior Vice President, Head of Global e-Commerce & Technology, Merchant SolutionsFiserv
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Crystal Bryant-MinterSenior Vice President & General Manager, Consumer & Business DevelopmentGreen Dot Corporation
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Vijeth PanditChief Product Officer, PaymentsPine Labs
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Roseate WagnerGeneral Manager of AmericasAnt Group
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Amira KarimHead of International Public Policy, Payments & Financial ServicesAmazonModerator
About this session
Your next customer won't be human. AI agents are becoming first-class transactors — browsing, deciding and paying with no person in the loop. When software initiates the payment, the contest shifts from the rail to the moment of intent: who owns it — the wallet, the platform, the merchant, or the agent's operator? What does an agent need before it can spend: identity, mandate, limits, recourse? Why do stablecoins and programmable money fit machine-initiated commerce better than card rails built for humans? And when an agent pays the wrong party on the wrong instruction, who is liable? The checkout is being rebuilt for machines. This session is about who gets to own it.
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