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GUO Lin
General Manager, Settlement and Cash Management Department
Industrial and Commercial Bank of China
Ms. Guo Lin, PhD in Economics, Senior Economist, Fellow of the Chartered Insurance Institute (UK)，Member of the China Financial Calligraphers Association. Previously she served as the in-charge General Manager of Institutional Banking Department, ICBC Head Office. More than 20 years of experience in both headquarter and branches has enabled her to deeply understand the banking industry, and led to profound knowledge in serving multinational enterprises and financial institutions.
Speaking at SFF 2026
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5:10–5:30pmWed 18 NovFutureMatters StageHall 5, Singapore EXPOPremium
Capital Rewiring
Beyond the QR Code: What Moves China's Money Next? [Conducted in Mandarin]
About this session
China built the world's most pervasive mobile payments system on a black-and-white square. But when nearly every transaction runs through a QR code, where does the next leap come from? With the e-CNY pushing into wallets and cross-border rails like mBridge testing new models for settling value between central banks, the architecture of Chinese money is being redrawn. The panel unpacks which layers (digital currency, embedded finance, AI-driven credit or cross-border settlement) will capture the next wave of value. It also looks at what interoperability means for incumbents and foreign players, and how China's choices could set the template for payments across Asia.
