AI isn't just rewiring "the economy": it's rewiring industries one at a time, unevenly and often invisibly. Granular economic data and analysis can uncover the true winners and losers: e.g., a firm poised to retain strong demand in the face of AI may still face workforce or workflow disruption. Spotted early, these factors reshape both risk and opportunity landscapes – often in surprising ways.

The JPQR Global enables interoperability between Japan’s JPQR and unified QR payment standards in countries around the world. Consumers from participating countries can simply use their familiar home-country payment apps to pay at participating merchants in Japan. Likewise, participating Japanese payment services can be used at merchants accepting the national QR payment standards of participating countries. JPQR Global already supports inbound payments from Cambodia through KHQR and from Indonesia through QRIS. Today marks another important milestone as Singapore joins the JPQR Global network, further expanding the cross-border QR payment ecosystem and bringing Japan closer to a truly connected global payment network.

Instant payments can reach millions of the unbanked but only if the economics work for everyone building the rails. Around the world, national real-time payment systems are proving that speed and inclusion can coexist, yet many struggle to balance universal access with commercial viability. Getting that balance right is now a defining test of payments strategy.

You will learn: how to design instant payment schemes that serve the underserved without eroding sustainability; which governance and pricing models drive long-term adoption; and what lessons successful national roadmaps offer to markets still building theirs. Miss this session, and you risk designing a system that scales in usage but never in value.