Speakers
Adit Gadgil
Senior Vice President, Head of Global e-Commerce & Technology, Merchant Solutions
Fiserv
With over 20 years of experience in global financial services and technology, Adit Gadgil serves as SVP, Global Head of e-Commerce & Technology at Fiserv, where Adit leads strategic partnerships, innovation initiatives, and business growth across the rapidly evolving commerce ecosystem. In this role, Adit works with fintechs, merchants, and technology partners to help shape the future of digital commerce and payments.
Prior to Fiserv, Adit held senior leadership positions at J.P. Morgan Chase and HSBC across the United States, Europe, and Asia Pacific, building global businesses, managing strategic client relationships, and driving growth at the intersection of technology and financial services.
Adit began a career in technology as an entrepreneur during the dot-com era, helping small and medium-sized businesses transition to the digital economy. That entrepreneurial foundation continues today through active involvement with startups and founders as a mentor, advisor, investor, and board member. Drawing on extensive international experience and a global network, Adit brings a unique perspective on innovation, digital transformation, and the future of commerce.
Speaking at SFF 2026
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2:40–3:10pmThu 19 NovFutureMatters StageHall 5, Singapore EXPOPremium
Technology Rewiring
Who Owns the Moment an Agent Decides to Pay?
FutureMatters StageHall 5, Singapore EXPOPremium
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Adit GadgilSenior Vice President, Head of Global e-Commerce & Technology, Merchant SolutionsFiserv
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Crystal Bryant-MinterSenior Vice President & General Manager, Consumer & Business DevelopmentGreen Dot Corporation
About this session
Your next customer won't be human. AI agents are becoming first-class transactors — browsing, deciding and paying with no person in the loop. When software initiates the payment, the contest shifts from the rail to the moment of intent: who owns it — the wallet, the platform, the merchant, or the agent's operator? What does an agent need before it can spend: identity, mandate, limits, recourse? Why do stablecoins and programmable money fit machine-initiated commerce better than card rails built for humans? And when an agent pays the wrong party on the wrong instruction, who is liable? The checkout is being rebuilt for machines. This session is about who gets to own it.
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