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Amira Karim
Head of International Public Policy, Payments & Financial Services
Amazon
View LinkedIn profileAmira Karim is a global public policy and payments leader at Amazon, where she works at the intersection of emerging technologies, AI, agentic commerce, and next-generation financial infrastructure. Her work focuses on the evolving policy architecture required for trusted digital commerce, including cross-border payments, digital identity, stablecoins, and programmable money, with an emphasis on governance, interoperability, and trust in the digital economy.
Prior to Amazon, Amira held roles across government, international development, and the private sector, including at Stripe, where she worked on global market expansion and international development initiatives focused on digital payments, financial inclusion, and the growth of digital economies across emerging markets. She has also worked alongside institutions including the World Bank. Based in Seattle and originally from Singapore, she engages closely with governments, regulators, multilateral institutions, and industry leaders globally on the future of trusted AI-enabled commerce and digital economic systems.
Speaking at SFF 2026
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2:40–3:10pmThu 19 NovFutureMatters StageHall 5, Singapore EXPOPremiumModerator
Technology Rewiring
Who Owns the Moment an Agent Decides to Pay?
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Adit GadgilSenior Vice President, Head of Global e-Commerce & Technology, Merchant SolutionsFiserv
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Crystal Bryant-MinterSenior Vice President & General Manager, Consumer & Business DevelopmentGreen Dot Corporation
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Amira KarimHead of International Public Policy, Payments & Financial ServicesAmazonModerator
About this session
Your next customer won't be human. AI agents are becoming first-class transactors — browsing, deciding and paying with no person in the loop. When software initiates the payment, the contest shifts from the rail to the moment of intent: who owns it — the wallet, the platform, the merchant, or the agent's operator? What does an agent need before it can spend: identity, mandate, limits, recourse? Why do stablecoins and programmable money fit machine-initiated commerce better than card rails built for humans? And when an agent pays the wrong party on the wrong instruction, who is liable? The checkout is being rebuilt for machines. This session is about who gets to own it.
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