Pauline Sim

With over 20 years of experience in SME banking, fintech and innovation, Pauline Sim brings deep expertise in driving digital transformation and financial services. She has led initiatives spanning business banking, partnerships, and technology adoption, helping organisations bridge traditional financial services with emerging digital ecosystems. Pauline currently leads Strategy and Transformation at United Overseas Insurance (UOI) Ltd, where she focuses on innovation, operational excellence, and future-ready business models. She’s passionate about supporting women and often finds herself trying to keep up with her kids.