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Pauline Sim
Head of Strategy & Transformation
United Overseas Insurance Ltd
With over 20 years of experience in SME banking, fintech and innovation, Pauline Sim brings domain expertise in change management, especially in digital transformation and financial services. She has led initiatives spanning business banking, partnerships, and technology adoption, helping organisations bridge traditional financial services with emerging digital ecosystems. Pauline currently leads Strategy and Transformation at United Overseas Insurance (UOI) Ltd, where she focuses on digitalisation, operational excellence, and future-ready business models. She’s passionate about supporting women and often finds herself trying to keep up with her kids.
Speaking at SFF 2026
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4:10–5:00pmWed 18 NovCatalyst StageHall 3, Singapore EXPOOpen
Talent Rewiring
Global Fintech Hackcelerator - Closing the SME protection gap
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Pauline SimHead of Strategy & TransformationUnited Overseas Insurance Ltd
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Taka YamadaPrincipalQuona Capital
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Yasminne ChengMediacorp PersonalityMediacorpModerator
About this session
Small and medium enterprises power the economy, yet most are badly underinsured against the risks that now shape it: cyber attacks, supply chain shocks and asset exposure. Most only find the gaps after something has gone wrong. In this Global FinTech Hackcelerator final, shortlisted teams take on Zurich Insurance’s challenge: give SMEs AI tools that show real-time risk exposure and coverage gaps across the business. Watch ideas that could close the protection gap, pitched live and judged on the Catalyst Stage, with SGD 80,000 going to the winner.
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