Speakers
Yashish Dahiya
Chairman and Group CEO
PB Fintech
Yashish Dahiya is the Chairman & Group CEO, PB Fintech. He started Policybazaar.com in 2008, which leads the Indian digital insurance sales with over 3Bn USD of annual premiums, and over a million customers per month.
In 2014, the group launched PaisaBazaar.com, an online marketplace for investment and lending products. It has since become a market leader, with over 55 million users having accessed monthly credit scores and a network of more than 70 partner banks across India. PB Fintech got publicly listed in November 2021 and continues on its path of creating significant social impact on the citizens of India.
Before starting his entrepreneurial journey with PolicyBazaar.com, Yashish was the Managing Director of ebookers.com, a leading pan-European online travel distributor, which was also an FTSE 250 company listed on Nasdaq. Yashish was also a management consultant with Bain&Co. in their London office.
He holds a Bachelor’s Degree in Engineering from IIT Delhi, a Post Graduate Diploma in Management from IIM Ahmedabad, and an MBA from INSEAD.
Yashish likes to spend his spare time outdoors, he’s the current masters national
champion in swimming and is the fifth fastest Ironman from India across all ages.
Speaking at SFF 2026
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1:15–1:50pmWed 18 NovFounders StageHall 2, Singapore EXPOPremium
Capital Rewiring
What Will the Strongest and Weakest Moats Look Like in 2027?
Founders StageHall 2, Singapore EXPOPremium
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Nobutake SuzukiPresident & Chief Executive OfficerMUFG Innovation Partners Co., Ltd.
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Ganesh RengaswamyManaging PartnerQuona Capital
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Michael SchleinPresident & Chief Executive OfficerAccion
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Yashish DahiyaChairman and Group CEOPB Fintech
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Victor AlexievPartnerships and Investments, Private CreditCitiModerator
About this session
Rapid advances in foundation models and automated engineering have flattened traditional competitive moats. McKinsey's 2026 State of AI report found nearly a third of enterprises now choose to build functionality in-house with AI agents rather than buy it, the clearest signal that a product-level moat alone no longer holds. Defensibility is consolidating around regulatory licenses, proprietary data integrations, and entrenched distribution. This session challenges investors to evaluate the structural integrity of modern technology moats: which advantages endure, and which are eroding under platform pressure. Source: McKinsey & Company, The State of AI 2026.
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