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Kapil Girotra

Kapil Girotra

Business Head, B2B Platform & Strategy

NPCI Bharat Bill Pay Ltd

Kapil Girotra is a senior financial services leader at NPCI Bharat BillPay Limited (NBBL), where he leads B2B Platform & Strategy and Banking Alliances for the Bharat Bill Payment System (BBPS). With 20+ years of experience across banking, payments and digital financial services, he focuses on scaling interoperable financial infrastructure, strengthening ecosystem partnerships and shaping the future of digital payments.

Speaking at SFF 2026