Speakers
Kapil Girotra
Business Head, B2B Platform & Strategy
NPCI Bharat Bill Pay Ltd
Kapil Girotra is a senior financial services leader at NPCI Bharat BillPay Limited (NBBL), where he leads B2B Platform & Strategy and Banking Alliances for the Bharat Bill Payment System (BBPS). With 20+ years of experience across banking, payments and digital financial services, he focuses on scaling interoperable financial infrastructure, strengthening ecosystem partnerships and shaping the future of digital payments.
Speaking at SFF 2026
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1:00–1:15pmThu 19 NovFrontier StageHall 6, Singapore EXPOPremium
Technology Rewiring
One Network, Millions of Bills, Billions of Lives: The Infrastructure Behind Interoperable Bill Payments - Powered by NPCI
Frontier StageHall 6, Singapore EXPOPremium
About this session
Bharat Connect is an interoperable bill payment system, the only platform across the globe to enable millions of customers for paying their utility bills. This session will cover the impact of the infrastructure and the effect it has on utility service providers.


