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Ma Xiaohang

Ma Xiaohang

Chief Information Officer

MYbank

Ma Xiaohang is Chief Information Officer of MYbank, where he also heads the Information Technology Department. He joined the bank in 2015 and has led the design and development of its micro and small business financing systems ever since.

He has held technology leadership roles across business product, risk technology for small businesses, and transaction banking, and has served as MYbank's Chief Architect. His work has centered on digital banking products and services, data applications, risk platforms, and AI capabilities — and on building MYbank into a more digital, more intelligent bank.

Speaking at SFF 2026

  • 2:15–2:30pmWed 18 NovIgnite StageHall 5, Singapore EXPOOpen

    Technology Rewiring

    AI Banking Development Achievements: Lark 2.0 - Powered by MYbank

    Ignite StageHall 5, Singapore EXPOOpen

    About this session

    What does it take to build an AI bank? This session shares practical lessons from deploying AI agents for inclusive finance, including an agent that combines credit, bill discounting, accounting and tax to serve small businesses in real time. It also explores the governance and organisational change needed to scale AI-native banking.