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Rama Mohan  Rao Amara

Rama Mohan Rao Amara

Managing Director (Retail Business & Operations)

State Bank of India (SBI)

Mr. Rama Mohan Rao Amara took over as the Managing Director (Retail Business & Operations), State Bank of India on 1st December 2025. As a MD (RB&O), he oversees retail banking business of SBI, which serves more than 530 million customers in India’s largest bank.
Prior to this Mr. Amara was MD responsible for International Banking, Global Markets and Technology wings in SBI. He also worked as Group Chief Risk Officer in the bank, where he strived to strengthen the enterprise-wide risk management framework.
As MD & CEO of SBI Card, a pureplay credit card company, for two and a half years, he steered the company successfully and improved its market position. He amassed international experience while handling key assignments in Singapore and the US.
An engineering graduate, Mr. Amara also holds recognized financial credentials – CFA (Chartered Financial Analyst) and FRM (Financial Risk Manager).

Speaking at SFF 2026