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Feng Fang
Chief Executive Officer
Shanghai Shanhao Intelligent Technology Development Co., Ltd.
Deeply involved in the dual transformation of globalization and digital-intelligence in the payment industry. In the internationalization dimension, coordinate the company's strategic layout of global cross-border financial licenses and compliance qualifications, build a global acquiring network and cross-border payment infrastructure, elevate single-point payment capabilities into a fintech platform serving the global market, and become an indispensable key player in the payment globalization process.
In the intelligence dimension, lead the company's AI strategy with forward-looking industry judgment, preside over the complete leap of the payment industry's vertical large model, agent platform and "Luban Agent" from technology R&D to large-scale commercialization, and connect the industrial closed loop from underlying models to scenario implementation. Pioneer a new paradigm of "AI+payment" empowering physical merchants. Drive the generational leap of traditional payment service providers toward intelligent business growth engines, and propel the company to rank among the industry benchmarks in the global AI payment field.
Speaking at SFF 2026
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1:30–1:45pmFri 20 NovIgnite StageHall 5, Singapore EXPOOpen
Technology Rewiring
The Next Profit Growth Point in International Payments - Powered by NovaPay
About this session
Traditional profit models in international payments are under pressure from falling fees, faster rails and new competitors. This session looks at where the next sources of growth lie across the payments value chain, from data services and embedded finance to cross-border treasury management and new forms of digital money. It examines how AI is reshaping the value chain, creating customer value and enabling new business models. Drawing on industry trends and real-world cases, it maps out the profit opportunities and commercialisation paths for payment institutions from 2027 onwards.
