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José Luis Escrivá
Governor
Bank of Spain
José Luis Escrivá is Governor of the Banco de España and member of the Governing Council and the General Council of the ECB. He is Chair of the Board of Governors of CEMLA. He is member of various European and International Committees, including the ESRB, the FSB and the BIS Group of Governors and Heads of Supervision. He is also Vice-Chair of the Board of the Spanish Macroprudential Authority (AMCESFI).
Prior to his current position he was the Spanish Minister for Digital Transformation and Civil Service (2023-2024) and the Spanish Minister for Inclusion, Social Security and Migration (2020-2023). He was the first President of Spain’s Independent Authority for Fiscal Responsibility (AIReF) from 2014 to 2020 and also served as Chair of the EU Network of Independent Fiscal Institutions (2015-2019).
He began his career at the Banco de España, where he held different responsibilities in the Economic and Research General Directorate. He actively participated in the process of monetary integration. Since 1993, he was an adviser to the European Monetary Institute and with the start of the Monetary Union, he was appointed Head of the Monetary Policy Division of the ECB in 2000.
He worked at the BBVA Group from 2004 to 2012, first as its global Chief Economist and Director of the Research Department, and from 2010 as General Director responsible for Public Finance.
From 2012 to 2014, he served as the Chief Representative for the BIS Americas Office.
He holds a degree in Economics, with honours, from the Complutense University in Madrid and completed post-graduate studies in economic analysis at the same university and in econometrics at the Banco de España Training Centre.
Speaking at SFF 2026
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10:45–11:15amWed 18 NovFestival StageHall 1, Singapore EXPOPremium
Policy Rewiring
Policymakers’ Dialogue: The Next Chapter in Financial Innovation
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Prof. Joachim NagelPresidentDeutsche Bundesbank
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José Luis EscriváGovernorBank of Spain
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Ulrik NødgaardGovernorDanmarks Nationalbank
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Maha El DimachkiChief Executive Officer, GFTN SolutionsGlobal Finance & Technology Network (GFTN)Moderator
About this session
Europe has taken important steps to shape its financial future, from advancing integrated payments and digital financial regulation to exploring tokenised markets and the next generation of financial infrastructure. As AI and new forms of digital money reshape the financial landscape, central banks must continue to navigate their responsibilities for monetary and financial stability while responding to the opportunities and risks that innovation presents.
This dialogue brings together European central bank leaders to reflect on what Europe’s experience so far reveals about navigating financial innovation, how different approaches have emerged across markets, and what the next phase will require. As technology advances at an accelerating pace, is policy keeping up - and should it move faster? The discussion will explore how central banks should approach their role in this environment, and whether trade-offs between innovation, stability and sovereignty are inevitable. -
