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Peng Xiao

Peng Xiao

Chief Technology Officer

CloudunAI

Peng Xiao specialises in applying AI and data technologies to credit risk management and digital lending. His expertise spans feature engineering, risk modelling and credit strategy, translating lending knowledge into practical workflows that combine automation, evaluation and human oversight. His work supports lending applications across Southeast Asia and Latin America. With more than a decade of experience in data engineering and financial technology, including backend engineering leadership roles at Morgan Stanley and Dianrong, Peng combines deep technical expertise with a practical understanding of financial services.

Speaking at SFF 2026