Skills Gaps and the Shape of Tomorrow's Financial Institutions

Talent rewiring is redrawing the map itself, institutions now follow people first, capital and headquarters second. Financial institutions increasingly decide where to build based on where the talent already is, not just where capital or headquarters sit. This discussion looks at how that dynamic is redrawing where banks locate technology and operations, and what it means for markets competing to become talent hubs rather than just financial centres. The key question it looks to answer: is tomorrow's bank shaped more by where the talent is than by where the capital is?