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Cynthia Ding
Founding Partner
Yincubator &SEGA Ventures
With extensive experience in portfolio management,product strategy, and go-to-market execution, Cynthiahas held senior leadership roles in global tech giantssuch as Siemens, Nokia, and Microsoft. She hasmanaged global portfolios valued at over $10 billionUSD, spanning sales in more than 100 countries. Herexpertise in commercializing innovation, navigatingglobal market entry, and tech investment has made hera trusted advisor and board member for deep-techstartups across Asia.Cynthia holds an EMBA degree from Tsinghua PBCSFand an MBA from the Cheung Kong Graduate School ofBusiness. She has also completed executive programsat Wharton Business School and Stanford University,focusing on innovation and strategy. As the co-author of The Smart Economy GlobalizationHandbook—a groundbreaking reference guide forChinese companies expanding globally, published bythe Economic Development Board of Singapore andPwC Singapore in 2021—Cynthia has been a thoughtleader in global tech innovation.Cynthia serves as Advisor for Elevandi, an initiativeby the Monetary Authority of Singapore (MAS), and wasrecognized as one of Singapore’s FinTech65 Women inAI & Data Analytics in 2023.
Speaking at SFF 2026
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5:10–5:30pmWed 18 NovFutureMatters StageHall 5, Singapore EXPOPremiumModerator
Capital Rewiring
Beyond the QR Code: What Moves China's Money Next? [Conducted in Mandarin]
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Guo LinGeneral Manager, Settlement & Cash Management DepartmentIndustrial & Commercial Bank of China
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Cynthia DingFounding PartnerYincubator &SEGA VenturesModerator
About this session
China built the world's most pervasive mobile payments system on a black-and-white square. But when nearly every transaction runs through a QR code, where does the next leap come from? With the e-CNY pushing into wallets and cross-border rails like mBridge testing new models for settling value between central banks, the architecture of Chinese money is being redrawn. The panel unpacks which layers (digital currency, embedded finance, AI-driven credit or cross-border settlement) will capture the next wave of value. It also looks at what interoperability means for incumbents and foreign players, and how China's choices could set the template for payments across Asia.
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