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Umang Moondra
Chief Executive Officer
APIX Platform
Umang leads Synfindo, a technology start-up that owns and operates APIX, the leading platform for collaborative innovation. APIX seeks to enable growth for the financial services industry by accelerating collaboration opportunities between Financial Institutions and Fintechs.
He is a transformation leader with over 20 years of business management, operations & technology, client delivery and sales experience with Citigroup, leading business units of up to US$ 500 mn across Asia Pacific. He has a track record of crafting and leading change driven by strategy, culture, digitization and automation, aimed at quantum leaps in bottom line, revenues, client delivery and risk mitigation.
Having worked in five Asian countries and led teams of over 3,000 professionals, Umang has demonstrated experience in building empowered teams locally and regionally, and leading transformation across cultures. His cross-functional experience provides him with a unique understanding of the end-to-end connectivity in an organization and the ability to foster relationships across stakeholders.
Umang is a Board Member at YouTrip and has served twice as Secretary of the Singapore Fintech Association. He is also an angel investor.
Speaking at SFF 2026
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4:00–4:40pmThu 19 NovPolicy StageHall 3, Singapore EXPOOpenModerator
Technology Rewiring
The Price of Connection: What It Actually Takes to Build Cross-Border Payment Cooperation
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Joyce BoExecutive Vice President, Core Payments, Asia PacificMastercard
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Sohini RajolaExecutive Director, GrowthNational Payments Corporation Of India (NPCI)
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Andrew McCormackChief Executive OfficerNexus Global Payments
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Carlos ÁlvarezChief Risk Officer, Member of Executive TeamFLAR
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Umang MoondraChief Executive OfficerAPIX PlatformModerator
About this session
Interoperability is widely recognised as a goal, but connecting one country’s payment system to another takes more than technology. It requires alignment on regulation, standards, governance and commercial incentives — as well as negotiation over how costs, risks and benefits are shared. This panel brings together the networks, national payment schemes, policymakers and multilateral hubs working to make cross-border payments more connected, examining where regulatory and commercial frictions persist, how different payment ecosystems can connect and scale across markets, and what smaller or newer markets need to participate on viable terms.
The discussion will explore where cross-border payment cooperation is working in practice, what it takes to make connections sustainable, and whether the biggest barriers to greater connectivity are technical, regulatory or commercial. -
