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Soohwan Lee
CEO
PFC Technologies
Soohwan Lee is CEO of PFC Technologies (PFCT), a fintech company specializing in AI-powered credit assessment and risk management. PFCT operates a P2P lending business and provides B2B AI lending technology solutions to financial institutions. The company is expanding its reach beyond Korea across ASEAN, the United States and other markets.
Lee joined PFCT (formerly PeopleFund) as an early team member in 2015 and led the company’s overall business as Chief Strategy Officer. He became CEO in 2023, guiding the company’s evolution into an AI financial technology provider.
Before joining PFCT, Lee spent more than a decade in management consulting. At Boston Consulting Group (BCG), he led projects in the industrial goods sector, covering performance improvement, new business development, and mergers and acquisitions. He later worked at Bain & Company’s Seoul, Tokyo, and Mumbai offices, advising multinational companies and private equity firms on global projects, and became the firm’s youngest managing director.
Lee holds a bachelor’s degree in business administration from Yonsei University.
Speaking at SFF 2026
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2:00–2:20pmFri 20 NovSide ProgrammesAI & Quantum Technology Showcase (Hall 6)Open
Technology Rewiring
Catching Evolving Credit Risk Before Your Models Fall Behind - Powered by PFCT
About this session
Delinquency patterns shift faster than models can be retrained, and labeled examples of emerging risks are scarce. This session shows how a Tabular Foundation Model purpose-built for lending detected approximately 33% more early-delinquency cases than a quarterly-retrained ML model, without retraining. The speakers will explain how the model, relevant historical examples and an AI agent work together to support lending decisions, share lessons from development, and demonstrate the practical workflow.
