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      Daranee Saeju

      Daranee Saeju

      Deputy Governor, Payment Systems Stability & Financial Services Supervision

      Bank of Thailand

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      Ms. Daranee Saeju serves as Deputy Governor for Payment Systems Stability and Financial Services Supervision at the Bank of Thailand, where she oversees payment systems policy and the supervision of non-bank financial institutions, including payment service providers, retail lenders, and asset
      management companies.

      With more than 25 years of experience at the Bank of Thailand, Ms. Saeju has held senior leadership roles across a wide range of central banking functions. Prior to her current position, she served as Assistant Governor of the Strategy and Special Projects Group, the Payment Systems Policy and Financial Consumer Protection Group, and the Risk Management Group.

      Throughout her career, she has developed extensive expertise in payment systems and financial innovation, information technology risk supervision, digital fraud and scam management, market conduct supervision, and enterprise risk management. Her experience also spans monetary policy formulation and implementation, foreign exchange policy, financial market and financial sector development, financial stability, micro- and macroprudential regulation, and international relations strategy.

      From 2009 to 2011, Ms. Saeju was seconded to the Monetary and Capital Markets Department of the International Monetary Fund (IMF), where she served as an expert on monetary and foreign exchange operations and market developments.

      Ms. Saeju holds a B.Sc. in Economics from the London School of Economics and Political Science in the United Kingdom and a Ph.D. in Economics from the University of Rochester in the United States

      Speaking at SFF 2026

      • 12:45–1:30pmWed 18 NovPolicy StageHall 3, Singapore EXPOOpen

        Policy Rewiring

        Central Banks and Future Payment Systems: Priorities, Trade-offs, and Opportunities for Cross-Border Collaboration

        Policy StageHall 3, Singapore EXPOOpen

        About this session

        As financial systems evolve, central banks face a dual challenge -modernising the infrastructure that works today while building the foundations for what comes next. This means making strategic choices around the future of digital money and settlement, wholesale and retail systems connectivity across borders, and the interoperability, liquidity and governance arrangements that underpin them. At the same time, an increasingly AI-enabled financial system is raising the bar for the safety, reliability and resilience of critical payment infrastructure. This panel will discuss the key building blocks for the next generation of payments and where deeper cross-border collaboration can deliver capabilities that individual jurisdictions cannot achieve alone.