Speakers
Carolyn Weinberg
Chief Product & Innovation Officer
BNY
Carolyn Weinberg is the Chief Product & Innovation Officer at BNY and a member of the company’s Executive Committee.
Prior to joining BNY, Carolyn served as Chief Product Innovation Officer at BlackRock, where she was responsible for driving the global innovation, development, and commercialization of products for the world’s largest asset manager. She and her teams helped mobilize the firm to build new product lines, forge strategic partnerships, and create thought leadership in support of BlackRock’s growth priorities, including digital assets, fixed income, transition finance, and private markets.
Earlier in her career at BlackRock, Carolyn was Global Head of Product for iShares and Index Investments, where she led global product strategy, development, and commercialization. In that role, she was instrumental in accelerating BlackRock’s growth in fixed income ETFs and sustainable indexing. She also expanded strategic long-term partnerships, established a sustainable index research team, and helped conceive and build new data and trading ventures.
She has been named to Barron’s list of the “100 Most Influential Women in U.S. Finance” four times. She contributes to the future of financial innovation as a member of the Federal Reserve Bank of New York’s Innovation Advisory Council as well as serving on the Board of Domyn.
Before joining BlackRock in 2018, Carolyn created structured derivatives solutions for corporations at Citibank, where she served as Head of the North America Corporate Solutions Group. Previously, she was Deutsche Bank’s Head of Risk Solutions Structuring, a member of Morgan Stanley’s Corporate Derivatives Group, and a consultant at McKinsey & Company.
Carolyn graduated magna cum laude from Harvard College with a degree in applied mathematics and earned an MBA from Harvard Business School.
She lives in New York City with her family and dog, Gus, a Lagotto Romagnolo. She serves on the Board of the Allen-Stevenson School, the Dean’s Advisory Council of the Harvard Radcliffe Institute, and the Board of the U.S. Ski & Snowboard Foundation as an Ambassador. She also served as an Executive Fellow at Harvard Business School.
Speaking at SFF 2026
-
1:10–1:40pmThu 19 NovFutureMatters StageHall 5, Singapore EXPOPremium
Technology Rewiring
Money is Programmable. Can Tokenized Markets Follow?
FutureMatters StageHall 5, Singapore EXPOPremium
-
Gracie LinRegional Chief Executive Officer, Singapore & AustraliaOKX
-
Stephen RichardsonChief Strategy Officer & Head of BankingFireblocks
-
Carolyn WeinbergChief Product & Innovation OfficerBNY
-
Dr. Tara RiceHead of Secretariat, Committee on Payments & Market InfrastructuresBank for International Settlements (BIS)
-
Emma JoyceChief Revenue OfficerGlobal Blockchain Business Council (GBBC)Moderator
About this session
For decades, financial innovation meant new products on old rails. That lens no longer explains where control is concentrating. Money 1.0 digitised value. Money 2.0 networked it. Money 3.0 makes it programmable — value that carries its own logic, constraints and compliance, settling toward atomic, with AI agents as first-class transactors. But is this a structural shift, or digitisation in new clothes? This opening session looks to separate architecture from hype and asks the question that matters: How far can programmable money along with tokenized financial products go?
-

