This roundtable marks the second chapter in the ongoing dialogue about the future of digital banking. In November 2022, we brought together CEOs from leading digital banks across the region for the inaugural discussion on the road ahead for Asia’s digital banks. Now, a year later, we reconvene to delve deeper into the pivotal question of why some digital banks succeed while others falter. Our focus is not only on the challenges but also on showcasing the survivors and champions, elucidating the characteristics that define triumphant digital endeavours.

This discussion will revolve around three overarching objectives:
- Best-in-class business models and digital strategies which yield profitability 
- Growth barriers to digital banks achieving their digitalisation goals 
- The next technology architecture needed for scale and agility 

This session will explore key SFF themes - driving Efficient Payments, Digitising Inclusion and exploring Responsible Tokenisation. Join these banking and payments leaders as they recap on the latest innovations in 2023 and chart a course for what we can expect in 2024. This session will set the conversation at the start of day 2 and spark ideas that will get discussed throughout the day.