Ronit Ghose

Global Head, Future of Finance, Citi

Ronit Ghose runs the Future of Finance team in Citi Global Insights (CGI), Citi’s thought leadership unit. Ronit’s team focused on the intersection of the future of money and finance with emerging technologies, including AI, Digital Assets, XR and beyond. CGI provides analysis and advice to Citi’s institutional clients and the bank’s leadership.

Alongside his Citi role, Ronit is an Advisory Board member of the Financial Technology Centre at Imperial College Business School and at a several technology firms and early-stage VC investors based in the UK, Middle East, Africa and Asia. Prior to joining Citi about 25 years ago, Ronit worked in the policy world, including as Research Assistant for a former UK Prime Minister.

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Speaking At

Elevandi Insights

Roundtable 3

Invite-Only

Tue,14 Nov | 09:30AM - 11:00AM

(Invite-Only) Digital banking circle: Why do digital banks fail?

Digitising Inclusion

This roundtable marks the second chapter in the ongoing dialogue about the future of digital banking. In November 2022, we brought together CEOs from leading digital banks across the region for the inaugural discussion on the road ahead for Asia’s digital banks. Now, a year later, we reconvene to delve deeper into the pivotal question of why some digital banks succeed while others falter. Our focus is not only on the challenges but also on showcasing the survivors and champions, elucidating the characteristics that define triumphant digital endeavours.

This discussion will revolve around three overarching objectives:
- Best-in-class business models and digital strategies which yield profitability
- Growth barriers to digital banks achieving their digitalisation goals
- The next technology architecture needed for scale and agility