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AMARSOFT
About the Organisation
Zimbra provides open source server and client software for messaging and cFounded in 2001 and listed on the Shenzhen Stock Exchange in 2014 (stock code: 300380), Amarsoft is a financial risk management and data provider headquartered in Shanghai. Drawing on over two decades of experience, the company serves more than 400 financial institutions with integrated software, consulting and intelligent data services. Its solutions span lending, credit risk, auto finance, regulatory compliance and asset management, supporting the entire credit lifecycle. Combining financial expertise, industry data, large language models and intelligent agents, Amarsoft enables intelligent due diligence, automated reporting, decision support and proactive risk monitoring. With AI applications deployed across more than 100 financial institutions and an international service network, Amarsoft helps clients improve operational efficiency, strengthen risk management and accelerate digital transformation.ollaboration.
Products and Services
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Lending Solutions
Amarsoft delivers comprehensive lending solutions that support banks and financial institutions throughout the credit lifecycle, from customer acquisition and loan origination to approval, disbursement, servicing, collections and asset recovery. The platform combines customer management, credit assessment, credit limit control, collateral management and early warning with configurable workflows, business rules and integrated data. It supports corporate, retail and digital lending, helping institutions standardize operations and respond to changing business needs. Drawing on extensive financial industry experience, Amarsoft enables faster processing, stronger risk oversight and consistent credit decisions, with flexible integration into existing systems and comprehensive consulting, implementation and ongoing operational support.
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Agentic AI & LLM solutions
Amarsoft delivers financial AI solutions that combine large language models, intelligent agents, industry expertise, risk data, specialized models and business rules. Designed for banks and other financial institutions, its products support intelligent due diligence, automated report generation, credit assessment, decision support, risk monitoring and early warning throughout the lending lifecycle. Built on more than two decades of experience in lending and risk management, Amarsoft helps institutions streamline workflows, strengthen risk identification and improve operational efficiency. Its AI applications have been deployed across more than 100 financial institutions, with comprehensive support spanning business consulting, system implementation and ongoing operations and maintenance.
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Auto Finance Solutions
Amarsoft delivers integrated auto finance solutions for banks, automotive finance companies and leasing providers, supporting retail lending, vehicle leasing and dealer financing. The platform connects customer and dealer portals with quotation, credit assessment, approval, contract activation, servicing, collections and maturity management. Configurable products, flexible pricing and automated workflows support diverse financing models across the vehicle lifecycle. Integrated customer, vehicle, collateral and financial data strengthen operational visibility and risk management. By connecting manufacturers, dealers, customers and service partners, Amarsoft helps institutions accelerate product launches, streamline operations, improve customer experiences and build lasting customer relationships through adaptable technology and comprehensive implementation support.
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Business Rule Management System
Amarsoft’s Business Rule Management System (BRMS) helps financial institutions translate business policies, risk strategies and compliance requirements into configurable, executable rules. Its visual tools support rule design, decision tables, testing, version control, controlled deployment and continuous monitoring. By separating decision logic from application code, the platform enables business teams to update policies efficiently while maintaining consistency and traceability. Integration with financial data and analytical models supports credit approval, fraud detection, customer assessment and risk monitoring. Detailed execution records strengthen auditability, while flexible system integration helps institutions adapt to regulatory changes, improve operational efficiency and maintain transparent control over automated decisions.
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