SFF 2026 Exhibitors
The companies exhibiting at SFF 2026, with their booth numbers. Use the floor plan to find your way around the halls.
SFF 2026: 18–20 November at Singapore EXPO.
Atones Co. Ltd.
Booth 5J19-A Hall 5 Korea
- Payments, Wallets and Cards
- FinTech
About the Organisation
Atones is a Korean fintech company behind CandyPay, a payment service that enables consumers to use multiple cards in a single transaction. Building on this technology, we are developing CandyPayAI, an AI payment agent that analyzes card benefits, spending requirements, and available limits to determine the right card combination and payment amounts, then connects these decisions to payment execution. CandyPays spending ledger and card benefit information services help consumers manage their spending efficiently while providing a foundation for more personalized AI payment decisions. At Singapore FinTech Festival 2026, we hope to work with fintech companies, O2O businesses, platforms, and global card companies to apply CandyPayAI and our multi-card payment technology to their services through joint trials.
Products and Services
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CandyPayAI
CandyPayAI is an AI-powered multi-card payment solution that gives consumers greater freedom in how they use the cards they already own. After registering their cards, users can discover relevant benefits and track actual spending and card usage through CandyPay’s spending ledger. Using each user’s actual transaction history, card benefits, spending requirements and available limits, CandyPayAI dynamically generates a personalized payment combination for each transaction - deciding which cards to use and how much to charge to each. Users can review and adjust the recommendation themselves, or complete the suggested multi-card payment with a single authentication. This allows CandyPayAI to serve both consumers who want to manage every detail of their card usage and those who prefer AI-assisted payment execution. For platforms and financial institutions, it also creates a new way to connect personalized card benefits and promotions directly to actual payment behavior. Ultimately, CandyPayAI expands payment freedom by allowing consumers to use multiple payment methods according to their own needs, rather than being constrained to a single card.