AI isn't just rewiring "the economy": it's rewiring industries one at a time, unevenly and often invisibly. Granular economic data and analysis can uncover the true winners and losers: e.g., a firm poised to retain strong demand in the face of AI may still face workforce or workflow disruption. Spotted early, these factors reshape both risk and opportunity landscapes – often in surprising ways.

Instant payments can reach millions of the unbanked but only if the economics work for everyone building the rails. Around the world, national real-time payment systems are proving that speed and inclusion can coexist, yet many struggle to balance universal access with commercial viability. Getting that balance right is now a defining test of payments strategy.

You will learn: how to design instant payment schemes that serve the underserved without eroding sustainability; which governance and pricing models drive long-term adoption; and what lessons successful national roadmaps offer to markets still building theirs. Miss this session, and you risk designing a system that scales in usage but never in value.

What separates leading banks is not how many models or agents they deploy, but whether they can safely scale their own intelligence in core production at controlled cost. Models will keep changing; banks must stay in charge of how that intelligence is built, operated and evolved. This session unpacks the architecture behind it: open architecture and open source for freedom to choose; full-lifecycle Token management for controllable cost; knowledge and engineering assets for faster reuse; and an Agent marketplace with Skills for business-led assembly.