Ronit Ghose

Ronit runs the Future of Finance team in Citi Institute, Citi’s thought leadership unit. The team is focused on the intersection of the future of money, finance and emerging tech. It provides analysis and advice to Citi’s clients and the bank’s leadership.

Prior to his current role, Ronit was Citi’s Global head of Banks and FinTech Research. Alongside his Citi role, Ronit is an Advisory Board member of the Financial Technology Centre at Imperial College Business School in London and at several technology firms and early-stage VC investors based in the U.K., Asia, Middle East & Africa.

Before joining Citi in 1997, Ronit worked in the policy world, including as a Research Assistant for a former UK Prime Minister. Ronit's new book “Future Money” was published in 2024.