Speakers
Gary Liu
Co-Founder & Chief Executive Officer
Terminal 3
View LinkedIn profileGary Liu is the Co-Founder & CEO of Terminal 3, a deep tech company building cryptographic solutions for the world’s most pressing privacy and security problems. Terminal 3 powers cross-border identity verification, secure data computation, and AI Agent privacy and governance. Gary is also the Chair of Web3 Harbour and the Co-chair of GDF’s APAC Committee, both industry associations dedicated to the responsible growth of blockchain and digital assets around the world. As a recognized industry expert, Gary sits on the Technology and Digital Innovation Advisory Committee for the Hong Kong Trade and Development Council and also serves as a subcommittee member of the Hong Kong Government’s Web3 Task Force.
In his previous role as CEO of the South China Morning Post, Gary oversaw an extensive transformation of the century-old publishing group, expanding its global audience reach and influence, establishing new revenue channels, and cementing SCMP as Asia’s leading news media company. Previously, Gary was CEO of Digg, Head of Labs at Spotify, and has also worked at AOL and Google.
Gary is a World Economic Forum Young Global Leader, an Aspen Institute Global Fellow, was the chairman of the WAN-IFRA Asia Pacific Committee and also formerly a member of INMA’s global board. He has been featured across global news publications, including The Wall Street Journal, The Business Times, Business Insider, Nikkei Asian Review, and was a Tatler Asia honouree for the region’s ‘Most Influential’ leaders.
Born in the United States, Gary grew up in Taiwan and New Zealand, before returning to America where he lived and worked for 20 years. He now resides in Hong Kong with his wife and sons. Gary is an Economics graduate from Harvard University.
Speaking at SFF 2026
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3:45–4:15pmThu 19 NovFutureMatters StageHall 5, Singapore EXPOPremiumModerator
Policy Rewiring
Governance-by-Design: Can compliance move at the speed of code?
FutureMatters StageHall 5, Singapore EXPOPremiumModerator
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Ari RedbordGlobal Head of PolicyTRM Labs
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Ceridwen ChooChief Executive OfficerCleanverse International Pte Ltd
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Gary LiuCo-Founder & Chief Executive OfficerTerminal 3Moderator
About this session
The more money behaves like software, the more the decisive questions become legal and political rather than technical. Who is liable when a smart contract executes exactly as written and wrongly? How do sanctions and AML function when compliance is embedded in code rather than checked after the fact? What does systemic resilience mean when value moves at machine speed and a flawed rule can propagate across the system in a single run cycle? We will close the track with the question programmable money must answer to earn its licence: governance-by-design or not at all.
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