Sophie Guibaud

Sophie Guibaud is a fintech entrepreneur and independent board director with 15+ years of experience building and scaling B2B fintech and payment companies across Europe and the Middle East. She is currently an IFC-nominated Non-Executive Director on the Supervisory Board of TBC Bank Uzbekistan, part of the FTSE-250 listed TBC Bank Group.

Sophie co-founded Fiat Republic, a regulated BaaS platform ($10M+ raised), and launched Fidor Bank UK. She has advised global banks and fintechs on embedded finance, payments innovation, and digital business models - including delivering workshops on Banking-as-a-Service and Embedded Finance to senior leadership teams.

A frequent keynote speaker and panel moderator, Sophie is the co-author of Embedded Finance (Wiley, 2022). She now supports founders and financial institutions through her Founder-Led Growth System - helping teams drive traction, clarity, and credibility in regulated markets.