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Brad Garlinghouse
Chief Executive Officer
Ripple
Brad is the CEO of Ripple and a member of the Board of Directors. Prior to Ripple, Brad served as the CEO of file collaboration service Hightail. From 2009 to 2012 he was President of Consumer Applications at AOL and prior to that he held various executive positions at Yahoo! from 2003 to 2008, including Senior Vice President. Earlier in his career, Brad helped to pioneer the VoIP industry as CEO of Dialpad Communications. He has previously held several board positions at companies including Ancestry.com and Tonic Health (acquired by R1 RCM).
Speaking at SFF 2026
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11:35am–12:20pmThu 19 NovFestival StageHall 1, Singapore EXPOPremium
Technology Rewiring
One World, Many Rails: Defining the Next Chapter of Money Movement
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Richard TengCo-Chief Executive OfficerBinance
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Brad GarlinghouseChief Executive OfficerRipple
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Umar FarooqGlobal Co-Head, PaymentsJ.P. Morgan
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Meagen BurnettChief Financial OfficerSchroders
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Ralph HamersChairmanBanking Circle
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Pradyumna AgrawalManaging Director, InvestmentTemasekModerator
About this session
Money moves globally, but the rails beneath it don't speak the same language. Instant payment systems, stablecoins, card networks, correspondent banking, and CBDCs are all racing to define how value crosses borders—and no single winner is emerging. The future isn't one universal rail; it's many, and the real challenge is making them interoperate without friction, fragmentation, or lost trust. Learn how the competing rails of global money movement are converging and colliding, what interoperability actually requires across systems and jurisdictions, and where the next chapter of cross-border payments is really being written.
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