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      Ralph Hamers

      Ralph Hamers

      Chairman

      Banking Circle

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      Ralph Hamers is Chairman of Banking Circle Group and former Group CEO of UBS Group AG and President of the Executive Board of UBS AG. He previously served as CEO and Chairman of the Executive Board of ING Group, where he led the bank's return to profitability following the financial crisis and oversaw its digital transformation. He is widely recognised for his leadership in innovation, sustainability and the evolution of global financial services.

      Professional Experience

      2026
      Chairman of the Group Board of Directors, Banking Circle Group

      2020 – 2023
      Group CEO of UBS Group AG and President of the Executive Board of UBS AG

      2013 – 2020
      CEO and Chairman of the Executive Board, ING; Supervisory Board member of NN Group (2014–2015); Management Board Banking and Management Board NN Group (2013–2014)

      2011 – 2013
      CEO of ING Belgium and Luxembourg, ING

      2010 – 2011
      Head of Network Management for Retail Banking Direct & International, ING

      2007 – 2010
      Global Head of the Commercial Banking Network, ING

      2005 – 2007
      CEO of ING Bank Netherlands, ING

      2002 – 2005
      General Manager of the ING Bank Branch Network, ING

      1999 – 2002
      General Manager of ING Romania, ING

      Speaking at SFF 2026