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Kosta Peric
Deputy Director, Inclusive Financial Systems
Gates Foundation
Experienced executive at the intersection of technology, finance and innovation. Focus on digital financial inclusion at the Gates Foundation. Board chair at the Mojaloop Foundation and board member at the Interledger Foundation. Former Chief Architect at Swift. Author: The Castle and the Sandbox.
Speaking at SFF 2026
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4:30–5:10pmWed 18 NovFutureMatters StageHall 5, Singapore EXPOPremium
Technology Rewiring
Scaling Real-Time Payments: Adoption, Commercial Innovation and the economics of inclusion
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Jean Bosco IyacuChief Executive OfficerMojaloop Foundation
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Kosta PericDeputy Director, Inclusive Financial SystemsGates Foundation
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Sateesh PalagiriChief of Mobility SolutionsNational Payments Corporation Of India (NPCI)
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Sara BritesDeputy GovernorBanco Central de Timor-Leste
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Pat PatelChief Executive Officer, USA, LATAM, Middle East & Africa; Co-CEO, GFTN ConnectionsGlobal Finance & Technology Network (GFTN)Moderator
About this session
Instant payments can reach millions of the unbanked but only if the economics work for everyone building the rails. Around the world, national real-time payment systems are proving that speed and inclusion can coexist, yet many struggle to balance universal access with commercial viability. Getting that balance right is now a defining test of payments strategy.
You will learn: how to design instant payment schemes that serve the underserved without eroding sustainability; which governance and pricing models drive long-term adoption; and what lessons successful national roadmaps offer to markets still building theirs. Miss this session, and you risk designing a system that scales in usage but never in value. -
