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Ray Alimurung
General Partner
Kaya Founders
Ray is a General Partner at Kaya Founders who manages the Zero to One Fund. He has 14 years of consumer internet and e-commerce experience, most recently as the CEO of Lazada Philippines. He also had previous stints as a Product/Vendor Manager at Amazon US and as CEO of aCommerce Philippines. He has been an angel investor in tech startups since 2014, mostly focused on the Philippines and Southeast Asia. Ray currently sits on the board of STI Education Systems Holdings, Inc, Philippine Seven Corp, and Paymongo Philippines, Inc. He graduated from the Ateneo de Manila University with a degree in B.S. Biology and completed his MBA at Stanford University.
Speaking at SFF 2026
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11:30am–12:15pmFri 20 NovSide ProgrammesInvestors Lounge (Hall 2)Open
Technology Rewiring
The Philippine FinTech Stack: Opportunities and Infrastructure Gaps for Founders and Investors
About this session
The Philippines has seen growing adoption of digital financial services, but gaps in core infrastructure continue to constrain the growth and economics of fintech businesses. Drawing on Kaya Founders’ The Philippine Fintech Stack 2026, this session explores the underlying challenges across identity, payments, banking access, and financial data, and the opportunities these gaps create for the next generation of fintech companies. It offers founders and investors a closer look at the infrastructure needs and market dynamics shaping the future of fintech in the Philippines.
