Speakers
Alvaro Garrido
Group Chief Information Officer
Standard Chartered
Alvaro Garrido was appointed Group CIO on 1 October 2026, having joined the Group in May 2022. Alvaro was appointed to the Board of Mox Bank Limited as a Non-Executive Director on 1 September 2025.
With an extensive career in executive roles across Technology and Operations, including Group Head of T&O (interim), COO T&O, Group CIO, CTO, and CSO, Alvaro has led Group-wide initiatives spanning technology, operations, cyber and information security, data, and resilience. He plays a key role in advancing the Bank’s multi-year transformation agenda, driving technology modernisation, operational efficiency, and risk and control uplift.
Alvaro has over 25 years of international experience across technology, cyber security, operations, and large-scale transformation in global financial institutions and multinational organisations. Prior to joining Standard Chartered, he served as Group Chief Security Officer and Group CISO at Banco Bilbao Vizcaya Argentaria (BBVA), where he led information and cyber security, fraud prevention, and physical security globally. Earlier in his career, he held senior leadership roles at Nordea as Group Chief Information Officer, at British American Tobacco as Global Head of Technology Services, at Roche Pharmaceuticals as Global Head of Engineering, and at Sun Microsystems. His career spans leadership roles across Asia, Europe, the Americas, and the Middle East. Alvaro brings deep expertise in building resilient, secure, and scalable technology and operations platforms, with a strong track record in cyber security, data, and enterprise-wide change. His experience across regulated financial services and complex multinational environments provides valuable perspective on governance, risk management, and digital transformation. Alvaro completed the International Management Program at the MIT Sloan School of Management and holds a Master of Science in Telecommunications Engineering from the Universidad Politécnica de Madrid.
Speaking at SFF 2026
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2:10–2:50pmWed 18 NovFutureMatters StageHall 5, Singapore EXPOPremium
Technology Rewiring
How Can Agentic AI Create Cost And Operational Advantages?
FutureMatters StageHall 5, Singapore EXPOPremium
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Alvaro GarridoGroup Chief Information OfficerStandard Chartered
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Giorgio MigliarinaGroup Chief Technology & Digital OfficerMaybank
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Kfir GodrichFoundermAIndfulness
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Patrick ChanHead of AsiaRobinhood
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Ned LoweChief Technology OfficerMISSION+Moderator
About this session
An agent that completes a task faster does not necessarily make an operation cheaper. Integration, supervision, exceptions and maintenance can absorb the savings promised by automation. Which workflows offer a credible return once the full cost of deployment is included? How should institutions redesign processes, allocate work between people and agents, and measure improvements in throughput, accuracy and service quality? This conversation examines the economics of agentic operations: where greater autonomy creates value, where a simpler approach is more effective, and how organisations can adapt their operating models to make the most of the technology.
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