Team A Group of Very Stern Bears

We are A Group of Very Stern Bears, Peter, Jocelyn, Venice, Jesslin, and Scott, a team of four Banking and Finance students and one Business Studies student from Ngee Ann Polytechnic. Brought together by a shared passion for innovation in financial services, we aspire to make financing more accessible, inclusive, and impactful for people from all walks of life. With our combined expertise in banking fundamentals, business strategy, and customer-centric design, we are committed to reimagining solutions that go beyond traditional banking, addressing real-world needs and empowering communities.

We propose leveraging AI to transform wealth and financial services by empowering relationship managers, advisors, and digital platforms with a highly personalised, precise, and proactive ecosystem. By analysing vast volumes of client data, the solution generates tailored financial and lifestyle recommendations, while an AI-powered assistant enhances interactions with real-time, contextual support. Importantly, robust compliance features and advanced data security safeguards ensure adherence to regulatory standards and protect the confidentiality clients demand, enabling institutions to deliver next-generation wealth experiences that go beyond traditional financial management.