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Violas Xiao
Singapore Chief Executive Officer
XTransfer
Violas Xiao is a seasoned fintech executive who currently leads XTransfer’s operations in Singapore as Local CEO. With a solid foundation in global banking, particularly in payment systems and FX management, she brings valuable expertise to the fintech space. With a strategic focus on market expansion and client-centric innovation, she helps SMEs access efficient cross-border payment solutions in a rapidly evolving digital finance landscape.
Speaking at SFF 2026
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5:00–5:30pmWed 18 NovFrontier StageHall 6, Singapore EXPOPremium
Technology Rewiring
Payments Went Global. Can the Tech Keep Up?
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Violas XiaoSingapore Chief Executive OfficerXTransfer
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Yogesh SangleExecutive Vice President APACNIUM
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Nilixa DevlukiaChairOpen Finance AssociationModerator
About this session
Payments move across borders in seconds. Building the technology to support them is a different challenge: connecting to local payment rails, adapting to market requirements, and scaling reliable products across regions. This panel looks at the infrastructure and product choices that help payment companies expand across the US, Europe, the Gulf and Asia—and where local licensing still shapes the roadmap. Founders leave with practical ideas for sequencing market entry, reducing integration friction and building payment systems that can scale globally.
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2:15–2:30pmThu 19 NovIgnite StageHall 5, Singapore EXPOOpen
Technology Rewiring
Connecting Global SMEs: How Financial Institutions Scale Cross-border Markets with XTransfer - Powered by XTransfer Limited
About this session
As trade corridors shift and USD liquidity tightens, SMEs are moving into new markets faster than financial institutions can keep up. This session explores what's changing on the ground and how banks can support SME growth across emerging-market corridors and beyond.
