Exhibitor

Scienaptic AI

4B32

Founded in 2014, Scienaptic AI was built with a mission to drive financial inclusion at scale through AI-driven credit decisioning BRE. The platform encapsulates a decade of technological innovations, integrating more data into decision-making processes, utilizing advanced machine learning algorithms, and supplementing them with rigorous risk and fair lending monitoring processes.


Used by world's largest credit unions, microfinance institutions (MFIs), major banks, leading non-banking financial companies (NBFCs), and prominent fintechs, Scienaptic processes over 5 million credit decisions each month, evaluating loan applications worth more than USD 4Bn monthly, enabling over 2 million underserved individuals monthly with limited or no credit history to access personal loans, credit cards, vehicle loans, MSME loans, and MFI loans.


Scienaptic’s credit BRE platform puts robust underwriting capabilities at the fingertips of in-house underwriting teams. Today, more than 150 lenders rely on Scienaptic’s platform to enhance the accuracy and efficiency of their underwriting.

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Products and Services

Products and Services Description
Scienaptic AI Powered Business Rule Engine

Scienaptic's AI-Powered Business Rules Engine (BRE) is a flexible platform for real-time credit decisioning. It drives the full lending lifecycle, including underwriting, pre-approvals, and cross-sell, using integrated AI models, multi-bureau data, and a UI-based interface for rapid rule management and experimentation.


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