Exhibitor

Credolab

5B25A

Credolab is a global leader in device and behavioural metadata analytics, redefining informed decision-making in the financial services sector.


By delivering predictive insights and scores for credit risk, fraud prevention, and marketing, Credolab provides financial institutions and fintechs with a holistic view of every stage of the customer journey, enabling them to make smarter decisions about onboarding, underwriting, and communication.


Instead of relying on transactional or self-declared data, Credolab’s intelligence layer is built on nearly 80,000 behavioural data points across Android, iOS, and web, drawn from over 770 million datasets globally. To date, the platform has delivered more than 195 million actionable insights, enabling faster and more inclusive credit and risk strategies.


Founded in 2016, Credolab operates globally with offices in Singapore and Miami. The company serves nearly 200 clients, including leading neobanks, credit bureaus, BNPL providers and identity verification companies across the United States, Latin America, Southeast Asia, and EMEA.

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To date, the platform has delivered more than 195 million actionable insights, enabling faster and more inclusive credit and risk strategies.</p><p><br></p><p>Founded in 2016, Credolab operates globally with offices in Singapore and Miami. The company serves nearly 200 clients, including leading neobanks, credit bureaus, BNPL providers and identity verification companies across the United States, Latin America, Southeast Asia, and EMEA.</p>, company_website=www.credolab.com, consent=1, exbhitor_id=m8dhdjezlexy9fncgzjs, exhibitortype={id=1, name='Exhibitor', order=0, label='Exhibitor'}, facebook=https://www.facebook.com/credolab/, hs_child_table_id=0, hs_created_at=1778834499648, hs_deleted_at=0, hs_id=212916272713, hs_initial_published_at=1778834527632, hs_is_edited=false, hs_path=credolab, hs_published_at=1780673707299, hs_updated_at=1780673272751, hs_updated_by_user_id=1603953, linkedin=https://www.linkedin.com/company/credolab/?viewAsMember=true, page_path=credolab, page_title=CREDOLAB, primary_countryregion_of_business={id=201, name='Singapore', order=200, label='Singapore'}, product_description_four=<p>With credolab risk scores you get:</p><p><br></p><ul><li>Enhanced credit decisioning even for thin-file and unbanked applicants</li></ul><p><br></p><ul><li>Higher&nbsp;reduced&nbsp;approval rates with&nbsp;default risk</li></ul><p><br></p><ul><li>Improved model performance with complementary risk insights</li></ul>, product_description_one=<p><span style="color: rgba(0, 0, 0, 0.9); background-color: transparent;">Assess risky applicants and their probability to default in real-time by complementing your traditional data with behaviour-based insights and scores.</span></p><p><br></p><p><span style="color: rgba(0, 0, 0, 0.9); background-color: transparent;">Credolab's Risk Solutions transforms behavioural metadata into predictive credit risk scores tailored to specific countries and credit products. Credolab alternative risk scores evaluate the probability of any applicant defaulting not just the first payment (non-starters, First Payment Default - FPD) but also 30DPD-3MOB, 30DPD-6MOB.</span></p>, product_description_three=<p><span style="color: rgba(0, 0, 0, 0.9); background-color: transparent;">Transform customer segments into personas built on a deeper understanding of your users' personality and intent.</span></p><p><br></p><p><span style="color: rgba(0, 0, 0, 0.9); background-color: transparent;">Credolab's Marketing Solutions transform behavioural metadata of your mobile app and website into valuable marketing insights for more effective lead generation and campaigns, enabling better conversions and more focused marketing spend.</span></p>, product_description_two=<p>Identify fraudulent applications and users with frictionless and privacy-consented fraud checks and scores.</p><p><br></p><p>Credolab's Fraud Solutions transforms behavioural metadata into enhanced fraud detection and protection at customer onboarding. We check things including data familiarity and data manipulation, device, IP address, browser velocities.</p><p><br></p><p>Credolab develops tailor-made scorecards to predict the probability of any user being similar to a confirmed fraudulent one (for example, confirmed ID fraud).</p>, product_name_four=Alternative Risk Scores, product_name_one=Credolab Risk Solution, product_name_three=Credolab Marketing Solution, product_name_two=Credolab Fraud Solution, record_skip=0, sff_website_url=credolab, sort_type={id=3, name='C', order=2, label='C'}})

Products and Services

Products and Services Description
Credolab Risk Solution

Assess risky applicants and their probability to default in real-time by complementing your traditional data with behaviour-based insights and scores.


Credolab's Risk Solutions transforms behavioural metadata into predictive credit risk scores tailored to specific countries and credit products. Credolab alternative risk scores evaluate the probability of any applicant defaulting not just the first payment (non-starters, First Payment Default - FPD) but also 30DPD-3MOB, 30DPD-6MOB.

Credolab Fraud Solution

Identify fraudulent applications and users with frictionless and privacy-consented fraud checks and scores.


Credolab's Fraud Solutions transforms behavioural metadata into enhanced fraud detection and protection at customer onboarding. We check things including data familiarity and data manipulation, device, IP address, browser velocities.


Credolab develops tailor-made scorecards to predict the probability of any user being similar to a confirmed fraudulent one (for example, confirmed ID fraud).

Credolab Marketing Solution

Transform customer segments into personas built on a deeper understanding of your users' personality and intent.


Credolab's Marketing Solutions transform behavioural metadata of your mobile app and website into valuable marketing insights for more effective lead generation and campaigns, enabling better conversions and more focused marketing spend.

Alternative Risk Scores

With credolab risk scores you get:


  • Enhanced credit decisioning even for thin-file and unbanked applicants


  • Higher reduced approval rates with default risk


  • Improved model performance with complementary risk insights
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