Speakers
Kennie Ong
Head of Solutions, APAC
Ubyx
Kennie Ong is Head of APAC Solutions at Ubyx, the clearing network for tokenized money. He works with banks, payment companies and fintechs across Asia Pacific so that tokenized money can be accepted and settled as easily as the money already in their systems.
Kennie has spent more than a decade building payment rails that Asia uses every day. At JPMorgan, he launched FAST and PayNow real-time payments for the Singapore branch. At Citi, he launched instant cross-border payments that now move more than USD 100 million a day across Asia Pacific in 2020.
As Head of Payment Innovation and Expansion at Amazon, he led the company's digital asset work in e-commerce, looking at how tokenized money and digital currencies could power online checkout and payouts. This included pilots with central banks through Project Rosalind with the BIS Innovation Hub and Project Orchid with the Monetary Authority of Singapore.
Speaking at SFF 2026
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3:15–3:45pmFri 20 NovIgnite StageHall 5, Singapore EXPOOpenModerator
Technology Rewiring
Programmable Money and the Rise of Agentic Payments
Ignite StageHall 5, Singapore EXPOOpenModerator
About this session
Money is becoming programmable. Stablecoins, tokenized bank deposits and central bank digital currencies can now carry rules about when, where and to whom they move. Banks, card networks and fintechs are building on these new forms of money, and AI agents are starting to transact on their own. But the landscape is fragmented across issuers, networks and jurisdictions, and money that works in one system may not be accepted in another. As payments become conditional, automated and increasingly initiated by machines rather than people, the questions get sharper. How do we preserve the “singleness of money” when there are many monies? What frameworks allow businesses send value across borders as easily as a message? And when an agent pays, who carries the responsibility?
The panel will separate what is working today from what is still hype, and set out what the industry and businesses need to get right next.


