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Alan Ni
Chief Executive Officer
TNG Digital Sdn. Bhd.
Alan Ni was appointed as Chief Operating Officer for TNG Digital in August 2018. He was promoted to Chief Executive Officer on 1 April 2022. He is an experienced professional who brings with him over 20 years of experience in consumer & commercial finance and risk & fraud management, with the last 15 years at senior leadership capacity. He has diversified international working experience in USA, Korea, Thailand, China, Indonesia and Malaysia. Prior to his role in TNG Digital, Alan was Senior Managing Director, Group Head of Retail Risk, CIMB where he oversaw overall retail risk management for CIMB Group. Prior to that, he was Country Credit Head, Malaysia at Standard Chartered Bank, managing risk & fraud, as well as credit operation (underwriting, collection) for consumer banking, private banking and SME. Alan also has hands-on experience to grow market share and volume as Chief Marketing Officer at GE Capital, Indonesia. He graduated with a Bachelor of Arts (Economics) from University of International Business and Economics and holds an MBA in Finance & Accounting from University of Rochester – Simon Business School.
Speaking at SFF 2026
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4:00–4:30pmWed 18 NovPolicy StageHall 3, Singapore EXPOOpen
Policy Rewiring
Who Builds the Bridge Between National Payment Schemes; and Who Owns the Toll?
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Alan NiChief Executive OfficerTNG Digital Sdn. Bhd.
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Carrie SuenVice President, Head of Global Affairs & Strategic DevelopmentAnt International
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Lawrence ChanGroup Chief Executive OfficerNetwork for Electronic Transfers (Singapore)
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Jo YeoDirectorMonetary Authority of SingaporeModerator
About this session
National instant payment schemes are proliferating around the world, yet most remain valuable only within their own borders. As domestic networks mature, the next source of value lies not in individual schemes, but in the bridges that connect them.
This session explores the emerging cross-border interoperability layer: who is building it, how common messaging standards and technical frameworks make it possible, and how governance, costs, revenues, and risks are shared among the parties involved. The discussion will examine the different models being adopted globally, from bilateral connections to multilateral networks and shared infrastructure platforms.
Participants will leave with a clearer understanding of where payment interoperability is succeeding in practice, what challenges remain, and the trade-offs between different connectivity approaches.
One of the central questions the panel will explore is: when one country's instant payment scheme needs to communicate with another's, who builds the bridge, and who owns the toll? -
