Speakers
John Kwon
Director, Global Business Development
PFC Technologies
John Kwon is a Director and Global Business Development Manager in the CEO Office at PFC Technologies (PFCT), a fintech company specializing in AI-powered credit assessment and risk management. PFCT operates a P2P lending business and provides B2B AI lending technology solutions to financial institutions.
John joined PFCT in July 2025 and leads the company’s business development and global expansion strategy. His background spans financial services, corporate strategy, risk management, and advisory roles across Korea, Australia, and New Zealand.
Before joining PFCT, John held senior advisory and banking roles at KPMG and ASB Bank, with experience across deal advisory, financial strategy, and risk management. His international career combines professional services expertise with leadership experience within the banking sector.
John holds a Bachelor of Commerce in Accounting and Finance from the University of Auckland.
Speaking at SFF 2026
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2:00–2:20pmFri 20 NovSide ProgrammesAI & Quantum Technology Showcase (Hall 6)Open
Technology Rewiring
Catching Evolving Credit Risk Before Your Models Fall Behind - Powered by PFCT
Side ProgrammesAI & Quantum Technology Showcase (Hall 6)Open
About this session
Delinquency patterns shift faster than models can be retrained, and labeled examples of emerging risks are scarce. This session shows how a Tabular Foundation Model purpose-built for lending detected approximately 33% more early-delinquency cases than a quarterly-retrained ML model, without retraining. The speakers will explain how the model, relevant historical examples and an AI agent work together to support lending decisions, share lessons from development, and demonstrate the practical workflow.


