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      Thomas Chia

      Thomas Chia

      Chief Technical Officer

      Chocolate Finance

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      Thomas Chia is the CTO of Chocolate Finance, a regulated retail savings and investment platform operating across Singapore, Hong Kong, Japan, and the UAE. He leads the company’s technology organisation, overseeing the teams responsible for building and scaling the platform’s core infrastructure and product. Thomas brings deep expertise in cloud architecture and data engineering, with hands-on experience across AWS and other platforms, as well as mobile development.