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Manisha Patel
Financial Sector Expert (Payments, Currencies and Infrastructures)
International Monetary Fund (IMF)
Manisha Patel is a Financial Sector Expert in the International Monetary Fund’s Monetary and Capital Markets Department, where she leads analytical work and advises IMF member countries on digital money, payments and financial market infrastructures. Her current work focuses particularly on the tokenization of money and assets. Prior to joining the IMF, Manisha spent several years at the Bank of England, where she worked on central bank digital currencies, payments and the future of money, including the Bank’s early work on a potential Digital Pound and related international policy discussions. She has also spent time in the UK Government Economic Service and at a global investment bank. Manisha holds a Master’s degree in Global Central Banking and Financial Regulation from the University of Warwick, and a Bachelor’s degree in Economics and Finance from the University of Exeter.
Speaking at SFF 2026
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3:15–4:00pmFri 20 NovFrontier StageHall 6, Singapore EXPOPremium
Technology Rewiring
Scaling Tokenization: New Efficiencies, New Vulnerabilities
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Dr. Kleopatra NikolaouSenior Financial Sector ExpertInternational Monetary Fund (IMF)
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Manisha PatelFinancial Sector Expert (Payments, Currencies and Infrastructures)International Monetary Fund (IMF)
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Mindaugas LeikaSenior Financial Sector ExpertInternational Monetary Fund (IMF)
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Khyati ChauhanChief of Staff to Group Chief Executive OfficerGlobal Finance & Technology Network (GFTN)Moderator
About this session
Tokenization has moved beyond pilots into repo, money market funds and bond issuance, yet activity remains small and spread across siloed, permissioned platforms. Atomic settlement, programmable collateral and round-the-clock trading are stripping cost and reconciliation from the asset life cycle. The same features also remove the timing gaps and intermediaries that traditionally absorb liquidity and operational shocks. When settlement leaves no time to react, where does resilience come from? This session examines which gains depend on a shared ledger, what legal certainty and safe settlement must deliver before markets scale, and how safeguards work when markets never close.
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