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Colin Payne
Head of Innovation
Financial Conduct Authority (FCA)
Colin Payne is a distinguished leader in financial innovation, currently serving as the Head of Innovation at the Financial Conduct Authority (FCA) and Chair of the Global Financial Innovation Network (GFIN) convening over 90 national regulators to build a powerful, collaborative network.
In these roles, he spearheads strategic initiatives to foster growth through responsible innovation, such as the newly launched AI Lab, Sandboxes and TechSprint Programme.
Before joining the FCA, Colin was the Senior Director at PwC, where he delivered programs across the GCC, including national payment strategies and digital asset initiatives with Central Banks in the region.
He has also held Partner and EVP positions at EY and Capgemini with an early tenure at Apple working with Steve Jobs.
With over 30 years at the forefront of technology and change, Colin has built an award-winning portfolio designing and deploying world-class innovation.
He has held honorary positions at Kings College and Middlesex University.
Speaking at SFF 2026
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1:30–2:10pmFri 20 NovPolicy StageHall 3, Singapore EXPOOpen
Policy Rewiring
Keeping Money Moving: Financial Resilience in an Age of Emerging Risks
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Colin PayneHead of InnovationFinancial Conduct Authority (FCA)
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Thomas MoserAlternate Member of the Governing BoardSwiss National Bank
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André BrunnerProgramme Manager, Pontes & AppiaEuropean Central Bank
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Hon. Jonathan BurkeAssistant Secretary for Terrorist FinancingU.S. Treasury
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Jael TanHead of Government ProgrammesGlobal Finance & Technology Network (GFTN)Moderator
About this session
As financial systems become more digital and interconnected, new technologies are reshaping the risks to their resilience. Quantum computing could eventually undermine the cryptography securing today’s financial infrastructure, frontier AI is changing the scale and sophistication of cyber threats and fraud, and the growth of tokenised money raises new questions about the reliability of the infrastructure on which it depends.
This session brings together perspectives from central banking, financial regulation and digital money to examine how the financial system can prepare for these risks before they materialise. What needs to happen now to ensure that emerging technologies strengthen financial infrastructure rather than create new points of failure? -
