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Vive&Best Technology Co., Ltd
About the Organisation
Vive & Best provides enterprise IT solutions, software products and professional services for banks and financial institutions worldwide. Founded in 2009 and headquartered in Shenzhen, China, we are a wholly owned subsidiary of Tydic Group, listed on the Shenzhen Stock Exchange. Our solutions cover IT for new banks, AI-powered mainframe application migration and banking application cloud migration. Our product portfolio spans AI, big data, application systems and technology tools, complemented by consulting, development and testing services. With global delivery capabilities and a commitment to integrity, quality and disciplined execution, we deliver reliable technology that supports our clients business needs and long-term growth.
Products and Services
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Bank Launch IT Solution
Bank Launch IT Solution is a one-stop technology foundation for newly established digital banks and small to medium-sized banks. Built around a lightweight core banking system, it helps institutions launch essential services faster and at lower cost. The core supports customer and account management, deposits, lending, payments, pricing and accounting. Supporting business applications extend these capabilities to teller operations, online and mobile banking, reporting, risk controls and daily administration. The solution brings these components together in a modular architecture, reducing the effort of sourcing and integrating multiple standalone systems. Banks can start with the functions needed for opening day, configure products and workflows for their operating model, and add new channels and capabilities as the business grows. Shared integration services help connect the core with payment networks, card services and other external platforms while supporting consistent data across touchpoints. Vive&Best provides services from solution design and configuration to integration, testing, go-live and ongoing enhancement. By combining software and delivery expertise in a coordinated package, the solution lowers upfront investment and implementation complexity, shortens the path to launch, and gives growing banks a reliable platform for future expansion.
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AI Powered Mainframe Modernization for Banks (Seamless Migration Solution/Service)
Migrate banking applications and data from mainframes to open platforms with minimal disruption, lower maintenance costs, and greater flexibility. Professional team delivery, AI tool empowerment. Our solution vs. traditional migration mode: time save 40 to 60 percent, cost save 30-50 percent. 1. Preserve what matters: Retain critical business functions, logic, and data throughout the migration. 2. Build for growth: Modernize the architecture to simplify maintenance and support future expansion. 3. Deliver with confidence: Combine banking expertise with AI-assisted tools to improve efficiency and manage cost and risk.
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E-Wallet & Online Payments
Vive&Best’s E-Wallet & Online Payments product combines digital account management and payment services in one configurable platform for banks, financial institutions and payment providers. Individuals and businesses can open and manage e-accounts online, view wallet balances, and link eligible bank accounts or cards. Flexible account structures, currencies, attributes and transaction rules help institutions support different customer segments and use cases. The payment layer connects online acceptance channels through configured payment services. Intelligent routing can direct transactions across available channels based on service needs and operating rules. Merchant and sub-merchant management functions support onboarding, account maintenance and daily operations. Configurable fees, settlement methods and reporting give operators control over payment flows and help merchants understand transaction activity. Risk controls, including transaction limits, allowlists and exception rules, can be tailored to institutional policies. By bringing account, payment, cash and information flows together, the product supports consistent customer journeys across mobile, web and merchant touchpoints. Its modular design lets institutions introduce essential features first and expand to new channels, products and partnerships over time. Vive&Best provides implementation, integration and ongoing enhancement services to help clients deliver convenient and reliable digital wallet and payment experiences.
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Smart OCRM
Smart OCRM is an AI-assisted frontline work platform for banks and financial institutions. It brings customer information, relationship activity, sales opportunities and team management into a single workspace for marketing managers, account managers and supervisors. A consolidated customer profile and portfolio view helps staff understand customer needs, identify potential opportunities and prepare more relevant conversations. The platform uses data analytics to support customer segmentation, lifecycle management and targeted marketing strategies. Teams can record leads, track opportunities, manage activities and coordinate follow-ups across channels. AI-powered question answering gives frontline staff easier access to product information, market knowledge and training materials, while dashboards and intelligent data queries help managers monitor progress and adjust priorities. Smart OCRM connects customer insight with daily execution. Supervisors can review pipeline activity, team performance and customer engagement through consistent reports, while frontline staff maintain a clear view of assigned customers and next actions. Its modular functions can be configured for different roles and business models, with customer tags and data views supporting more precise engagement. By aligning marketing, sales and service around shared information, the product is designed to improve service consistency, make outreach more relevant and support stronger long-term customer relationships.
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AI-Powered Anti-Money Laundering (AML) Solution
Vive&Best’s AI-Powered AML Solution adds modular AI capabilities to a bank’s existing AML system. These add-on modules work with established data sources and review workflows to strengthen transaction screening, name checking and case reporting. Institutions can introduce the capabilities according to their priorities while retaining their existing AML platform. AI models combine transaction data, configurable rules and contextual information to identify unusual patterns and prioritize alerts for investigation. Similarity matching helps identify relevant watchlist results despite spelling variations, aliases or incomplete names. Staged classification helps filter routine matches and direct complex cases to specialists. Together, these capabilities are designed to substantially improve screening accuracy, reduce repetitive manual review and help AML experts focus on higher-risk cases. Screening criteria and review steps can be configured to align with institutional policies. Intelligent report generation uses large language model (LLM) technology to gather key fields, organize case information and prepare structured draft narratives. AML specialists verify the information, edit the report and approve the final conclusions. By adding targeted AI modules to existing AML operations, the solution aims to improve detection effectiveness and review consistency while increasing the productivity of specialist teams. Human oversight remains central to investigation and reporting decisions.
