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TWAVE Corp
About the Organisation
TWAVE is a leading social FinTech company in South Korea, operating 'imin', a digital ROSCA (Rotating Savings and Credit Association) platform. We transform traditional savings groups into a secure, tech-driven solution, enabling users to achieve their financial goals through community-based mutual financing. With over US$ 3 Billion in cumulative GMV and a highly engaged user base (65% retention rate), our proprietary alternative credit scoring system (I-CSS) effectively manages risk, resulting in a remarkably low default rate of 0.22%. We are now expanding globally, offering a white-label digital ROSCA solution for partner banks and financial institutions to drive customer acquisition, secure stable deposits, and unlock cross-selling opportunities without initial capital requirements.
Products and Services
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imin White-Label Solution for Banks
A ready-to-deploy digital ROSCA engine for financial institutions. By embedding this solution, partner banks can effortlessly acquire new younger customers, secure stable deposits, and generate cross-selling opportunities without exposing themselves to initial capital requirements.
