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Paymentology
About the Organisation
Paymentology is a global issuer processor that enables fintechs, digital banks and retail banks to launch, manage and scale card programmes around the world. Built on Lume, the platform for growth, Paymentology processes billions of transactions for clients globally, across 65+ countries and 14 time zones. With a deep understanding of local markets and the scale of a truly global operating footprint, Paymentology combines regional expertise with the flexibility clients need to build momentum, enter new markets and unlock unstoppable growth.
Products and Services
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Lume: The Platform for Growth
A digital bank aiming for profitability in two years? A bank launching a spin-off? A fintech bringing employee benefits to life? A Web3 platform giving customers a way to turn digital assets into fiat and cash out? Different challenges. Different ambitions. One platform for growth: Lume. Agoda, TrueMoney, Rain, T2P, RedotPay, Wio Bank, D360, CXNPL, Asia United Bank, Paymongo, Palawan Pay, CoinsPH, Cebuana Lhuillier and more forward-looking players around the world rely on Lume to build what’s next. Cards? Debit, credit, prepaid, hybrid, virtual. Processing, decisioning, tokenization and transactional risk management? All there. One cloud-native platform, ready to grow with your business. Start with what you need today. Add more when you’re ready. New products. New markets. Local requirements. Lume scales in every direction, with activation across 68 countries and counting. And you stay in control: configure workflows and controls directly, then keep moving as your business evolves. The digital edge reaches your cardholders, too. Give them controls right in the digital wallets they use every day, so they have more say in how they spend and stay safe. Then there’s the intelligence behind every transaction. Lume’s Decision Engine lets you shape transaction rules around your business. Data Intelligence brings more than 120 data points per transaction, helping you spot what’s working and build experiences that keep getting better. And you’ve got payments experts alongside the platform to help you build, launch and scale. So you can spend less time wrestling with the infrastructure and more time growing the business. Whatever you’re building, build it with Lume. Want to see it in action? Try it at paymentology.com/demo
